文献类型：期刊文献

中文题名：微型企业征信与融资难题的破解——以郑州3+1诚信联盟为例

英文题名：The Solution to the Problem for Credit Investigation and Financing Difficulties in Micro Enterprises——Taking 3 plus 1 Zhengzhou Integrity Alliance as an Example

作者：王桂堂[1]

第一作者：王桂堂

机构：[1]河南财经政法大学

第一机构：河南财经政法大学

年份：2017

卷号：0

期号：9

起止页码：25-29

中文期刊名：征信

外文期刊名：Credit Reference

语种：中文

中文关键词：小微企业;融资难;诚信联盟

外文关键词：micro enterprises; financing difficulty; credit investigation; integrity alliance

摘要：小微企业融资难的一个重要原因是征信环节的成本高。郑州3+1诚信联盟在这方面做了有益的尝试,其集诚信制度建设、征信产品生产、小微企业综合服务于一体的一揽子服务模式,为解决小微企业融资难问题找到了突破口。以此为例,从不同角度探讨微型企业征信与融资难题的破解途径,有利于解决小微企业融资难问题。
One of the important causes for the financing difficulties of micro enterprises is the high cost when making credit investigation. The 3 plus 1 Zhengzhou Integrity Alliance has made a beneficial attempt; the package service model combining integrity institution building and production of credit reference product with integrated service for micro enterprises gives a breakthrough for solving the financing difficulties for micro enterprises. Taking this as an example, the paper discusses the way to solve the problem for micro enterprise credit reference and financing difficulties from different angles.