文献类型：期刊文献

中文题名：中国农村民间金融的内生成长——基于社会资本视角的分析

英文题名：The Endogenous Development of Rural Civilian Finance in China——An Analysis Based on the Perspective of Social Capital

作者：张改清[1]

第一作者：张改清

机构：[1]河南财经学院农村经济研究所

第一机构：河南财经政法大学工程管理与房地产学院

年份：2008

期号：2

起止页码：129-131

中文期刊名：经济经纬

外文期刊名：Economic Survey

收录：CSTPCD;;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2004】；CSSCI:【CSSCI2008_2009】；

基金：河南省哲学社会科学规划项目(2007FJJ026);河南省教育厅人文社会科学研究项目(2006-ZX-020和2007-GH-013)的阶段性成果

语种：中文

中文关键词：农村民间金融;社会资本;人际关系;信任等级

外文关键词：rural civilian finance; social eapital ; interpersonal relationship; rank of eredit

摘要：农村民间金融的交易渠道主要依靠村落人际关系网络,相互之间的信任成为其交易的基础;基于血缘、地缘和业缘的关系型民间信用借贷具有"自我履行"的功能,使农村民间金融能够从农村独特的社会环境中内生出来;随着农村人际关系的稳定性和同质性下降,特殊性信任基础弱化,金融交易的风险和成本增加,农村民间金融呈现出内生的层阶递进性;中国农村由"道义金融"向"契约金融"转变,尚需经历较长时间。
The main dealing way of rural civilian finance depends on the interpersonal relationship network and credit among them is the foundation of dealings. Based on consanguinity, the geographleal relationship and the professional relationship, rural elvilian credit loans have the self-fulfilling function, which makes rural civilian finance develop endogenously from the unique rural social circumstance. With the deseending of the stabilization and homogeneity of the interpersonal relationship, the weakening of the special trust foundation, and the increasing of the risk and cost of finance dealings ,rural civilian finance upgraded endogenously in sequence. It will take a long time for the rural civilian finance of China to transform from ＂morality and justice finance＂ to ＂contract finance＂.