文献类型：期刊文献

中文题名：农村金融联结的现实需求、困境及推进措施

英文题名：The Practical Needs, Difficulties and Promotion Measures of Village Financial Connection

作者：张扬[1];肖萍[1];李文君[1]

第一作者：张扬

机构：[1]河南财经政法大学,河南郑州450046

第一机构：河南财经政法大学

年份：2021

期号：5

起止页码：86-93

中文期刊名：新疆农垦经济

外文期刊名：Xinjiang State Farms Economy

收录：国家哲学社会科学学术期刊数据库

基金：国家自然科学基金面上项目(项目编号:71973039);河南省哲学社会科学规划项目(项目编号:2020BJJ005);河南省教育厅重点研究项目(项目编号:19A630002);河南省家庭农场经营模式研究(项目编号:2018-ZZJH-025)阶段性成果。

语种：中文

中文关键词：农村金融联结;农村中介;四位一体

外文关键词：rural financial connection;rural financial agency;four-in-one mode

摘要：当前,我国农村逐步形成一种由龙头企业等农村中介参与的,市场正规金融组织和民间金融相互融合的农村金融联结模式,这在解决农户融资难、推动农民增收和农村经济发展方面发挥着重要作用。但这一模式还存在着经营风险大、参与中介组织自身经营能力弱及激励机制不健全等问题,需要形成便捷高效的联结模式、完善的金融联结功能、科学严格的保障制度、持续高效的互动机制等"四位一体"的农村金融联结经营体系。为确保其顺利实施,政府应营造良好的政策环境,提高农村中介的带动效应,增强农村金融联结的黏度和能力,最终解决农村金融资本需求。
At present, China’s rural areas have gradually formed a rural financial connection mode with the participation of leading enterprises and other rural intermediaries and the integration of formal financial organizations and private finance, which plays an important role in solving farmers’ financing difficulties, promoting farmers’ income increase and rural economic development.However, there are still the problems of this mode, such as large business risk, weak participation in intermediary organizations and poor incentive mechanism. Therefore, it needs to establish a"four in one"rural financial connection operation system, i.e. to form a convenient and efficient connection mode, complete financial connection function, scientific and strict guarantee system, and sustainable and efficient interactive mechanism. In order to ensure its smooth implementation, the government should create a good policy environment, improve the driving effect of rural intermediary, enhance the viscosity and ability of rural financial connection,and finally solve the rural financial capital demand.