文献类型：期刊文献

中文题名：农户参与农业价值链金融扶贫的行为分析——基于SEM模型的实证研究

英文题名：Behavior Analysis of Farmers’ Participation in Poverty Alleviation of Agricultural Value Chain Finance in China——An Empirical Study Based on Structural Equation Model

作者：郑秀峰[1,3];张雅博[2]

第一作者：郑秀峰

机构：[1]河南财经政法大学城乡协调发展河南省协同创新中心,河南郑州450046;[2]洛阳市人民政府金融办公室,河南洛阳471000;[3]河南财经政法大学金融学院,河南郑州450046

第一机构：河南财经政法大学

年份：2019

卷号：0

期号：4

起止页码：141-148

中文期刊名：经济经纬

外文期刊名：Economic Survey

收录：CSTPCD;;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2017】；CSSCI:【CSSCI2019_2020】；

基金：河南省哲学社会科学规划项目(2018BJJ005)

语种：中文

中文关键词：农业价值链金融;贫困农户;行为金融;SEM

外文关键词：Agricultural Value Chain Finance;Poor Farmers;Behavior Finance;Structural Equation Model(SEM)

摘要：通过对河南省重点扶贫地区实地调查的农户微观数据,从贫困农户个体特征、家庭特征、声誉机制、农户参与农业价值链融资意愿、融资效果五个方面建立结构方程模型(SEM),对农户参与价值链融资行为进行实证研究。实证结果表明:贫困农户个体特征、家庭特征和声誉状况三大潜变量与其参与农业价值链金融意愿和效果呈显著性正相关关系,并且声誉状况对农户参与意愿和效果影响最为强烈;而且农户参与价值链融资意愿与获得融资效果之间也具有相互影响的特征,尤其在融资效果越好的情况下农户履约意愿越强,农户参与农业价值链金融的积极性也随之提升。
Based on the micro-data of farmers in the key poverty alleviation areas in Henan Province,an empirical research on value chain financing behavior of farmers is conducted by establishing a structural equation model(SEM)from five aspects:individual characteristics,family characteristics,reputation mechanism,farmers’willingness to participate in agricultural value chain financing and financing effects.The empirical results show that three potential variables of poor farmers,namely individual characteristics,family characteristics and reputation status,are significantly positively correlated with their willingness and effect of participation in the agricultural value chain finance,among which the reputation status has the strongest influence,followed by the family characteristics and individual characteristics.Moreover,the farmers’willingness of participation in the value chain financing and the financing effect also show the characteristics of mutual influence.Especially,the better the financing effect,the stronger the farmers’willingness of contract fulfillment and the participation enthusiasm in the agricultural value chain finance.Corresponding policy inspirations and suggestions have been put forward for this purpose.