文献类型：期刊文献

中文题名：独立担保欺诈例外的类型化——兼评我国独立保函司法解释征求意见稿

英文题名：Categorization of Fraud under Fraud Exception in the Law of Independent Guarantees: Commentary on the Draft of the Relevant Judicial Interpretation of the Supreme People's Court of P. R. C.

作者：刘斌[1]

第一作者：刘斌

机构：[1]河南财经政法大学民商经济法学院

第一机构：河南财经政法大学法学院|河南财经政法大学民商经济法学院

年份：2014

期号：5

起止页码：123-135

中文期刊名：比较法研究

外文期刊名：Journal of Comparative Law

收录：国家哲学社会科学学术期刊数据库;北大核心:【北大核心2011】；CSSCI:【CSSCI2014_2016】；

基金：教育部2010年度规划基金项目"独立担保法律问题研究"(10YJA820022)的终期研究成果之一

语种：中文

中文关键词：独立担保;欺诈例外;单据欺诈;单据无效;实质性欺诈

外文关键词：independent guarantees ; fraud rule ; fraud in document; nullity of document ; material fraud

摘要：基于不同的法理基础,独立担保的欺诈例外规则在各国不断发展,并呈现出了类型化的趋势,主要包括单据欺诈、单据无效和实质性欺诈等三种情形。其中,单据欺诈和单据无效这两种情形对于信用证和独立担保同样适用;而实质性欺诈对独立担保而言具有更重要的意义,其应该被严格限制在与独立担保的索款行为紧密联系并且构成实质性的欺诈范围内。面对我国缺乏一致性的司法实践,独立保函司法解释的征求意见稿对欺诈性索款进行了界定,但仍然不够严格,影响了其作为商事担保的确定性和迅捷性。
Based on different types of jurisprudences, the fraud rule of independent guarantees has been developed in different countries, and the standards of judging fraud have fallen into three major categories, i.e. the fraud in the documents, nullity of documents, and the material fraud. The former two circumstances apply to the letters of credit and independent guarantees at the same time, but the latter one relates more closely to the independent guarantees. The standard of material fraud under UCC article 5 is similar to the rule of British law, which provides a great reflection to the drafting of Chinese rules. Only by restricting the circumstances of material fraud very strictly, the business efficiency and legal certainty could not be jeopardized.