文献类型：期刊文献

中文题名：县域普惠金融对农民增收的异质性分析

英文题名：Heterogeneity analysis of county area inclusive finance on farmers'income increase

作者：肖萍[1];郭彤彤[2]

第一作者：肖萍

机构：[1]河南财经政法大学会计学院,河南郑州450046;[2]河南财经政法大学工程管理与房地产学院,河南郑州450046

第一机构：河南财经政法大学会计学院

年份：2023

卷号：48

期号：3

起止页码：33-37

中文期刊名：粮食科技与经济

外文期刊名：Grain Science and Technology and Economy

基金：河南省高等学校重点科研项目(22A630006);河南省教育厅人文社科一般研究项目(22-ZZJH-028)。

语种：中文

中文关键词：普惠金融;农业收入;异质性检验

外文关键词：inclusive finance;agricultural income;testing for heterogeneity

摘要：为实证检验普惠金融对农民收入的增收效应,根据河南省104个县域样本数据,建立截面数据模型,并通过分位数回归模型研究普惠金融对农民增收的异质性。结果表明:县域普惠金融发展对于农民的收入影响具有明显的异质性,且对于低收入和高收入群体影响效应更为显著。因此,应大力支持普惠金融的发展,不断完善相关法律法规和信用环境,对不同收入阶层群体制定针对性的帮扶政策,更好地发挥普惠金融对农民增收的推动作用。
In order to empirically test the effect of inclusive finance on farmers'income increase,a cross-sectional data model has been established based on the sample data of 104 counties in Henan Province,and the heterogeneity of inclusive finance on farmers'income increase was studied through a quantile regression model.The results showed that the impact of county area inclusive financial development on farmers'income was obviously heterogeneous,and the impact on low-income and high-income groups was more significant.Therefore,we should vigorously support the development of inclusive finance,continuously improve relevant laws and regulations and the credit environment,formulate targeted assistance policies for different income groups,and better play the role of inclusive finance in promoting farmers'income.